How to Save Money on Dental Costs

Since most basic insurance plans do not cover dental care, the cost of dental health services and procedures can quickly become overwhelming.

It can also become pricey if you need to schedule a multitude of procedures during a short time period. For example, cavities are a common ailment that requires dental procedures to address, but having multiple cavities at the same time can easily end up costing you hundreds of dollars in a small timeframe.

Paying for dental can quickly become overwhelming, regardless of whether you are paying as an individual or for your whole family. Thankfully, preventative measures and payment plans are effective ways to save some money on pricey dental costs.

When trying to save money on dental costs, you should never sacrifice the quality of your care. You may need to make some adjustments to your money-saving strategy based on your specific dental needs and expectations. One common option is to split up the hefty cost of dental services into a payment plan.

Your dentist may allow you to work out a payment plan, but you should be aware that your dentist is not obligated to provide this offer. If your dentist does not accept payment plan options, you may need to take some alternative steps in order to cover or reduce the cost of your dental services. It also helps if you understand the different types of dental insurance to find other ways to save on your dental expenses. 

Saving Money with Preventative Care

As simple as it may sound, preventative care is one of the easiest and most effective ways to save money on dental and other medical costs.

The best way to save money on expensive dental services is to ensure that you will not need them by protecting your dental health. This includes keeping to a consistent dental hygiene routine and avoiding foods that are high in sugar. Following these tips can help you save hundreds and even thousands by preventing damage to your teeth that require lengthy procedures to reverse.

In order to practice good preventative dental care, you should begin by brushing flossing your teeth on a daily basis. If you begin to practice good dental hygiene routine at home, you will see results during your next dental checkup.

In short, the more time and effort you spend maintaining your teeth, the less it will cost you in both time and money to receive complicated dental procedures to repair your dental health. Typically, you should brush your teeth at least twice a day or after every meal while flossing on a consistent basis.

Another one of many common methods of practicing preventative care is by visiting your dentist for routine cleanings. Routine cleanings can be an incredible defense against potential damage to your teeth that can require painful and expensive dental surgeries. By receiving routing cleanings, your dentist will be able to identify and help manage any problems in your dental health before it becomes a more harmful issue.

Routine cleanings can help you catch these problems early on while they still may be more affordable to afford. Generally, you should try to have a routine cleaning at least once a year or every six months if you have any preexisting dental issues that require additional attention.

Pursuing Alternative Dental Plans

Many patients also look for discounted dental plans as another way to save on the cost of maintaining their dental health. Some employers may offer dental coverage as a part of their employer healthcare plan, however, this may not always be available. If your employer does not offer dental coverage, you are recommended to enroll in a discounted plan on your own.

The process to do this is not too complicated and can be completed with only a few straightforward steps. In order to purchase a dental discount plan, you will need to pay a one-time fee every year. This one-time fee is typically far more affordable that most monthly plans. After paying the appropriate fee, you will be able to select from a network of dentists that accept your discounted dental plan.

In order to save even more money, you can speak directly with your dentists about any possible financing plans they may offer. Some dentists may allow you to make payments on your dental services over the course of several months instead of paying all of the costs upfront. However, you should be aware that many of these payment plans come with interest rates that will likely increase the amount you have to pay over time.

Flexible Savings Accounts

Even if you have dental insurance that is provided by your employer, there are still methods to save money on your dental costs. For example, you can take advantage of a flexible spending account in order to help cover the costs of any dental procedures you will undergo in the future. This option allows you to use pre-tax dollars from your employer to create an account that will be used to cover any of your medical costs throughout the year.

Since this money is untaxed, you will be saving money on your dental and medical expenses. However, you should be wary about putting too much money into the account because anything you do not use by the end of the year will be lost. You should work with your dentist to create a long-term dental plan so that you can make a good estimate on how much money you should be placing into your FSA account.

Alternative Dentist Options

One way to reduce your dental expenses by a considerable amount is to choose to have your necessary procedures at a dental school. This is a more affordable option because many dental schools will offer free or discounted services that are performed by dentistry students as a part of their learning curriculum.

All of these procedures will be overseen by a licensed and qualified dental professional, so you will still be receiving the same quality of care as you would at your regular dentist’s office. These procedures will often take more time because the students will be checking carefully to ensure that they are properly performing each step. However, the amount of money that you can save will usually outweigh the extra time required to complete the procedure.